Dealing with Insurance Companies After a Car Accident in Georgia
Do not be lulled into thinking that your insurance company is on your side. Insurance companies may seem friendly, but they do everything they can to reduce the amount of money they have to pay accident victims. To an insurer, how much to pay is a business decision — and they don’t make money by paying people, no matter how badly hurt they are.
If someone from an insurance company asks you to make a recorded statement after an auto accident, be careful. Usually, insurance companies record what you say in hopes that they can use it against you later. Some people ask themselves, “Should I give a recorded statement to the insurance company?” You should not agree to give a recorded statement to the other driver’s insurance adjuster. Here is why:
- Insurance companies want to settle quickly for the lowest amount of money possible. The person who interviews you may rush the interview, ask leading questions, or try to make you give statements that the insurance company can use against you.
- Your statements may be taken out of context.
- You may inadvertently say something that the insurance company will use to claim that you are responsible for the accident.
If you talk to the insurance company within a day or two of the accident, you may not even be aware of the extent of your injuries. Some symptoms do not appear until days or weeks after a crash. You do not want to tell the insurance adjuster that your injuries are minor if there is a possibility that something more serious has occurred.
Do not say anything until you speak to an attorney. You are under no obligation to give a recorded statement to the other driver’s insurance company.