In Georgia, you’re covered under your employer’s workers’ compensation insurance from your first day on the job. For workers’ compensation to cover your claim, it must have arisen out of your employment or occurred in the course of your employment. Workers’ compensation may compensate you for lost wages, medical expenses, vocational rehabilitation services, and more. In cases where an employee dies from a work-related injury, his dependents can also be compensated under workers’ compensation insurance. Be wary of any attempt by your employer to get you to use your own medical insurance to cover expenses; you are not required to do so where workers’ compensation insurance exists.