This is a good question, and the decision is all yours. There is no law saying that you have to hire an attorney.
We’ve talked about whether you should hire a car accident lawyer on a different page, but here’s the summary: decide carefully. We think there are some accidents where a lawyer really isn’t necessary. For instance, if you call us and say that your car was damaged but you weren’t hurt, we’ll politely explain that we don’t handle cases of that type and will suggest that you take a look at our Georgia Car Damage Manual.
But if you were hurt, hiring an auto accident lawyer is usually a good idea. You’ll be negotiating against a professional insurance adjuster who negotiates settlements all day every day, and that person’s job is to pay you as little as possible. Think about it: that person may act like your friend, but his or her employer loses money every time he or she pays someone. Do you think the insurance company would hire, or keep, adjusters who paid lots of money to injured people? The company would be losing money if it did.
You’ll be negotiating against a professional, so it may be a good idea to have a professional on your side.