Can You Sue an Uninsured Driver in Georgia?

If you are in a car accident with an uninsured driver in Georgia, you might be able to sue for compensation. However, the at-fault driver may not have enough assets to cover your damages.

What are the Liability Insurance Requirements in Georgia?

Nearly all states require drivers to purchase minimum levels of liability insurance before operating a vehicle within their borders. In Georgia, the legal minimums break down as follows:

Is Uninsured/Underinsured Motorist Insurance Required in Georgia?

Most of us do not wake up expecting to be involved in an accident. Nor do we enjoy paying monthly bills for something we hope never to use. Even so, it is best to prepare in advance than be left high and dry when an unexpected accident occurs. Therefore, though they are not legally required to do so, all drivers should seriously consider including UM/UIM coverage as part of their auto insurance. If you borrow money to purchase a car, it is also worth noting that many lenders require UM/UIM insur

What Does Uninsured/Underinsured Motorist Insurance Cover?

As the names suggest, UM/UIM motorist coverage kicks in when you are involved in a crash with someone who does not have the liability insurance necessary to cover your injuries and losses when that driver causes an accident. If they simply have insufficient coverage, your UIM insurance will come into play. If the have no coverage at all, your UM insurance will. These forms of insurance normally cover the same things that your own liability insurance would cover for another driver if you had caus

How Much UM/UIM Coverage Should I Purchase?

All insurance acts as a financial safety net, and UM/UIM insurance is no exception. Even if you are never involved in an accident, it at least provides some peace of mind. Ultimately, how much coverage is appropriate will vary from person to person depending on how much security they would like given their unique circumstances. For example, you are more likely to encounter an uninsured driver on the road if you commute to work every day on a major interstate. Therefore, it is probably in your be