When They Ask for a Recorded Statement . . .
A Part of the Georgia Car Damage Manual: How to Get Your Car Repaired or Paid-as-Totaled after an Accident
Sometimes insurance adjusters ask you to make a recorded statement. Sometimes they pretend like you have no choice, and can even be pushy about it. But there is absolutely no requirement under Georgia law for you to provide a recorded statement to the at-fault driver’s insurance company. Know your rights and stand your ground.
The only time when you may potentially have an obligation to provide a statement is when you are using your own uninsured or underinsured motorist coverage (meaning the at-fault driver did not have insurance or did not have enough insurance). In this situation, you may have a contractual obligation to cooperate in the request, but you can still consult with an attorney before making a statement.
The insurance adjuster may tell you that the claims process can’t get started until you provide a statement. This can be a trap to get you to say something that can be used against your case later. You have the right to talk with a lawyer before giving any statement, recorded or not, to the insurance company.
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