Getting into a car accident while using a rideshare service
Ridesharing apps have exploded in popularity in the US over the last few years. A decade ago, the word Uber was just a funny-sounding term. Now, companies like Uber and Lyft are household names. A significant number of Americans use ridesharing services on a regular basis. But what happens if your Uber or Lyft driver gets into a car accident?
Can you sue your Uber or Lyft driver?
If you are a passenger in an Uber or Lyft vehicle and the driver is at fault for a collision, you can sue the driver in their capacity as your driver. You may need to secure help from a Georgia Uber or Lyft attorney for help in establishing liability in order to secure the compensation you deserve.
Understanding the ridesharing system and liability
As an Uber or Lyft passengers, you should know that you have certain protections as a paying customer. Both companies have insurance policies in place to compensate injured passengers in the event of an accident.
Your Georgia Uber or Lyft attorney will understand the types of insurance available in the aftermath of a crash. This coverage depends on several factors.
If your Uber or Lyft driver is at fault in the accident, then the driver’s personal insurance carrier is typically the first layer of coverage if they do not have a passenger. However, if an Uber or Lyft driver is on their way to get a passenger or already have one and they are at fault in a crash, then the ridesharing company’s liability insurance policy provides protection for the passenger.
Just because Uber and Lyft offer coverage does not mean it will be easy for a passenger to get compensation after a crash. All insurance carriers are looking out for their bottom line, and they will do what they can to lower the amount they have to payout.
Your Georgia Uber or Lyft accident attorney will have to prove the driver’s liability in the incident. They will be responsible for:
- Obtaining all evidence necessary from the accident scene, including accident reports, eyewitness statements, video and photo surveillance, and more.
- Ensuring that you are evaluated by a trusted medical professional.
- Calculating your total losses due to the Uber or Lyft accident.s
- Negotiating with the ridesharing company’s insurance carrier to receive a fair settlement on your behalf.
What kind of compensation could you be entitled to?
In the aftermath of a rideshare accident, you could be entitled to compensation for a variety of expenses. This could include:
- Coverage of your medical bills due to the Uber or Lyft crash
- Compensation for lost income if you cannot work
- Pain and suffering damages
- Loss of enjoyment of life damages
- Possible punitive damages against a grossly negligent driver
Using the evidence gathered from the crash as well as expert medical witnesses, your attorney will work to calculate how much you should receive in compensation.
What if a claim is denied?
It may be necessary to file a personal injury lawsuit against the at-fault Uber or Lyft driver and the ridesharing company in order to obtain the compensation you deserve. A lawsuit is different from working with insurers. While these cases could be settled out-of-court through negotiations between your attorney and the at-fault party, it may be necessary to take the case to trial and argue it in front of a jury.
Your Georgia Uber or Lyft accident attorney will understand this entire process, from the initial insurance claim all the way through to a potential trial. You need to do what is best for you and your family.